News and Views

Focusing on Whole of Market Residential & Buy to Let Mortgages As mortgage advisers who work independently of any mortgage panels or estate agencies, we often clarify why we don’t use the term ‘Independent Mortgage Broker’. Our main focus is offering an extensive range of Residential Mortgages and make sure the client is receiving the […]

If you’ve ever thought about moving house, chances are you’ve browsed Rightmove—the UK’s most popular property website. It’s where millions of people go to check out their next dream home, and no day is bigger for property searches than Boxing Day, with a huge spike in activity on the website. But why do so many […]

Whether you’re buying your first home or selling a property, technology has become an invaluable tool for streamlining the process. Here’s how digital advancements can make the experience easier and more efficient for everyone involved. Enhanced Listings and Virtual Tours High-quality images, 3D virtual tours, and virtual staging allow buyers to explore properties in detail […]

As the global focus shifts towards environmental sustainability, the financial industry is stepping up to support green initiatives. Among these, green mortgages have emerged as a notable trend, offering homebuyers and homeowners an opportunity to contribute to a greener planet while enjoying financial benefits. What are Green Mortgages? Green mortgages are designed to incentivise the […]

We recently attended a Handelsbanken breakfast seminar to learn more about identifying cases they can assist with, especially those outside the normal sourcing systems. I gained valuable insights during the meeting, and I would strongly suggest that any brokers out there attend one of their sessions if another opportunity arises. During the seminar, I came […]

Client Profile: A couple with a disabled child were facing the heartbreaking reality of being forced to move out of their current property. Despite their steady employment and savings, they believed securing a mortgage was out of reach due to their unique financial situation. A significant portion of their income came from Disability Living Allowance (DLA) […]

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market. Many major policy changes will be announced in the Autumn Budget on 30 October, but Housing Secretary Angela Rayner has already announced the new draft of the National Planning Policy Framework (NPPF), […]

🌟 Path Mortgages Nominated for Best Professional Service Provider! 🌟 We are beyond thrilled to announce that Path Mortgages has been nominated for the Best Professional Service Provider at the prestigious Love Deeping Business Awards! This incredible honor comes just two years after our inception, and it’s a testament to the hard work and dedication […]

We’re excited to share that Path Mortgages is forging new partnerships to better serve our clients. Recently, our director, Peter Baker, had a productive meeting with Agnieszka Sumpter, a Private Banking Manager from Handelsbanken’s Peterborough branch. Founded over 150 years ago in Sweden, Handelsbanken stands out by decentralizing decision-making to individual branches, reminiscent of traditional […]

Updating your mortgage with the same lender without additional borrowing or altering the length of the mortgage is called a “product transfer”.  Here at Path Mortgages, we do not charge for the service of updating your mortgage in this way.  The process of completing a product transfer is a simple task and requires a lot […]

It’s been 2 years today since Path Mortgages was founded. Thank
you to all those who have supported us and continue to do so.

Getting onto the property ladder has always been a challenge, but perhaps even more so at the moment. A report has found that it is currently the most expensive time to be a first-time buyer (FTB) in over 70 years [Source: Building Societies Association]. Managing monthly payments Higher mortgage repayments are a particular barrier to […]

As Path Mortgages approaches 2 years old this summer, we are ever so grateful for the trust and support we have received from our clients.

Thank you to the people of Market Deeping, Stamford, Bourne, Peterborough, and the surrounding areas.

In the labyrinth of real estate transactions, few things are as pivotal as securing the right mortgage. It’s not just about numbers and percentages; it’s about trust, guidance, and a seamless journey towards homeownership. Enter the Mortgage Adviser, the unsung hero in the realm of property acquisition, who goes above and beyond to ensure their clients not only get the best deal but also navigate the complex terrain with ease and confidence.

Path Mortgages proudly announces the appointment of Philip Greaves, an experienced and award-winning Mortgage Adviser. With an impressive track record spanning years of experience in the industry, Phil brings invaluable expertise to the table, furthering Path Mortgages’ commitment to excellence in customer service.

It was a disappointing Spring Budget for anyone looking to get onto the housing ladder. There was a distinct lack of announcements concerning Lifetime ISAs (contrary to expectations), no replacement for Help to Buy and no changes to Stamp Duty thresholds, a disappointment for many.

Eager home sellers got the year off to a good start before it had even begun, with over 10,000 properties put up for sale on Boxing Day 2023 – the highest number of new listings in one day since 20111. This momentum carried over into the new year as estate agents received a record number of requests for in-person home valuations in January.

Insurers paid out £352m to cover property damage caused by the three storms in October and November 2023.

In an exciting development for our community, Path Mortgages has recently opened a new office at Eventus in Market Deeping. This strategic move aims to better serve the local community and provide individuals and families with tailored financial solutions.

On 22 November, Jeremy Hunt outlined 110 growth measureswhich he said would boost business investment by £20bn a year, as part of the Autumn Statement.In an effort to get the economy “back on track” his package of measures are intended to cut business taxes, raise business investment and get more people into work, in what he declared, “An Autumn Statement for Growth.”

“It pays to be green” and so there are several lenders in the marketplace who are looking to do their bit to encourage us to buy green homes or to improve the energy efficiency of our current homes.

For a variety of reasons, you may find that you have additional funds available in a given month or at a particular time.

We are delighted to announce that our new business, Path Mortgages, has officially been established in August 2022