News & Views

Latest updates on mortgage rates, housing market trends, and regulatory changes to keep you informed about the property landscape.

Mortgages for Homes in Flood-Prone Areas in Cambridgeshire

A Guide for Buyers Near the River Cam and Other High-Risk Zones Buying a home near the River Cam or in other flood-prone areas of Cambridgeshire can offer beautiful views, historic charm, and riverside living—but it also comes with some unique challenges. If you’re considering purchasing a home in an area at risk of flooding, […]

Mortgages for Young Professionals in the Expanding Tech Sector

A Guide to Getting on the Property Ladder Cambridge isn’t just famous for its university—it’s fast becoming the UK’s “Silicon Fen,” a hotspot for innovation, science, and tech. From start-ups to global players like AstraZeneca and Arm, the city is attracting a growing population of young professionals eager to live and invest in the area. […]

Mortgages for Equestrian Properties

A Specialist Guide for Buyers of Stables, Paddocks & Land Cambridgeshire is home to some of the most beautiful countryside in the UK, making it a prime location for equestrian enthusiasts looking to purchase properties with stables, paddocks, and land. But securing a mortgage for an equestrian property isn’t quite the same as buying a […]

expat uk

Mortgages for Expats Returning to the UK

A Guide for Expatriates Who’ve Been Living Abroad Whether you’ve spent a few years working overseas or built a life abroad and are now planning your return, getting back on the UK property ladder as a returning expat comes with unique challenges—particularly when it comes to securing a mortgage. Many returning Brits are surprised to […]

Case study: First-time buyer secures mortgage after valuation setback

We recently helped a first-time buyer who was at risk of losing out on their dream home after their mortgage was declined due to a valuation issue. The property they’d set their heart on had some quirky, unique features that raised concerns during the lender’s valuation process. As a result, their application was rejected, and […]

Single mum with her children

Mortgages for Single Parents: Advice, Options and Support

Buying a home as a single parent can feel like a daunting task, especially when you’re managing everything on one income. But with the right support, guidance, and financial planning, getting on the property ladder is absolutely achievable. At Path Mortgages, we understand the unique challenges single parents face. Whether you’re starting fresh or moving […]

solar systems

Why EPCs Matter: How Energy Performance Certificates Affect Mortgage Applications

If you’re applying for a mortgage, there’s one often-overlooked document that’s becoming increasingly important: the Energy Performance Certificate (EPC). While traditionally seen as just a legal requirement when selling or letting a property, EPCs are now playing a bigger role in mortgage decisions, especially as lenders and the government push toward a greener housing market. […]

Case study: Helping a local family stay in their home and clear £10,000 of debt

We recently helped a local family who were facing the devastating reality of having to sell their home. With over £10,000 in unsecured debt and stuck on their lender’s Standard Variable Rate (SVR), their monthly payments had become unmanageable. To make matters worse, they’d been told they couldn’t remortgage due to affordability constraints. How Path […]

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